Thank you for visiting my site!
My name is Lisa Kislia and I am a Loan Officer with Flagship Financial Services, a Mortgage Banker located in Ft. Lauderdale, FL. Flagship has been originating residential mortgages since 1989. We are a Fannie Mae, FHA / VA approved lender & seller servicer. Among the highlighted loan products that we offer are:
First Time Homebuyer (FHA) since 1989!!!
Government Bond & City Grants
Reverse Mortgages
203K FHA Rehab
*For homes that need repairs such as new kitchen, appliances, new roof, remodeled bathrooms, windows, etc.
30 year fixed & 15 year fixed rate loans
Refinance products
While this site may answer your initial mortgage questions, I invite you to contact me directly so that I can best assess your financial situation and goals. This will allow me to present the best advice & loan programs available to you while educating you on the benefits or potential drawbacks of each loan option. I welcome & look forward to your call!
ATTENTION BUYERS:
$8,000 FIRST TIME HOMEBUYER TAX CREDIT AT A GLANCE
The tax credit is for first time homebuyers only
The tax credit does not have to be repaid
The tax credit is equal to 10% of the home's purchase price up to a maximum of $8,000
The credit is available for homes purchased on or after January 1, 2009 & before
December 1, 2009
$150,000 qualify for the full tax credit
Significant reasons why you should consider purchasing a home in 2009:
1. Current decreased interest rates
2. Access to the first time homebuyer tax credit of up to $8,000
*If you would like more information on this tax credit, please email me & I will forward a detailed Q&A to you. lisa@lisaknowsloans.com or flagshipfinancial@msn.com
3. Incredible home prices
4. Flagship Financial has the ability to close a loan within days for buyers who qualify. This can give you a significant advantage when purchasing bank owned properties. Your offer will carry more weight than other homebuyer offers in most instances.
Current FHA Changes as of January 1, 2009:
1. Down Payment requirement is 3.5% of the purchase price
2. FHA loan limit $432,750 for the tri-county area
"If Flagship can't fund the loan and Flagship can't broker the loan, there is no loan!"