Flagship Financial Services

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My name is Lisa Kislia and I am a Loan Officer with Flagship Financial Services, a Mortgage Banker located in Ft. Lauderdale, FL.  Flagship has been originating residential mortgages since 1989.  We are a Fannie Mae, FHA / VA approved lender & seller servicer.  Among the highlighted loan products that we offer are:

 

   

First Time Homebuyer (FHA) since 1989!!!

 

Government Bond  & City Grants 

 

Reverse Mortgages

 

203K FHA Rehab

*For homes that need repairs such as new kitchen, appliances, new roof, remodeled bathrooms, windows, etc.

 

30 year fixed & 15 year fixed rate loans

Refinance products

 

 

 While this site may answer your initial mortgage questions, I invite you to contact me directly so that I can best assess your financial situation and goals.  This will allow me to present the best advice & loan programs available to you while educating you on the benefits or potential drawbacks of each loan option.  I welcome & look forward to your call!

 

 

 

 

ATTENTION BUYERS:

 

$8,000 FIRST TIME HOMEBUYER TAX CREDIT AT A GLANCE

  • The tax credit is for first time homebuyers only
  • The tax credit does not have to be repaid
  • The tax credit is equal to 10% of the home's purchase price up to a maximum of $8,000
  • The credit is available for homes purchased on or after January 1, 2009 & before

               December 1, 2009

  • Single taxpayers with incomes up to $75,000 and married couples with incomes up to 
      

              $150,000 qualify for the full tax credit

 

 

Significant reasons why you should consider purchasing a home in 2009:

 

1.  Current decreased interest rates

 

2.  Access to the first time homebuyer tax credit of up to $8,000

*If you would like more information on this tax credit, please email me & I will forward a detailed Q&A to you. lisa@lisaknowsloans.com or flagshipfinancial@msn.com

 

3.  Incredible home prices 

 

4.  Flagship Financial has the ability to close a loan within days for buyers who qualify.  This can give you a significant advantage when purchasing bank owned properties.  Your offer will carry more weight than other homebuyer offers in most instances. 

 

 

 

 Current FHA Changes as of January 1, 2009:

 

1.  Down Payment requirement is 3.5% of the purchase price

 

2.  FHA loan limit $432,750 for the tri-county area

 

 

 

"If Flagship can't fund the loan and Flagship can't broker the loan, there is no loan!"