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PREQUALIFICATION The first step you should take when buying a home is to complete prequalification with a lender. This will allow you to determine what type of loan products are available to you, what your price range should be and what your monthly mortgage payment would be. If you would like to get prequalified at no obligation or cost to you, please don't hesitate to contact me. The following information is needed to complete your prequalification. Please have this information ready when you call or you can email it to me and I will contact you with the results. YOU: 1. Full name 2. Contact phone number 3. Social Security number 4. Date of birth WHERE YOU LIVE: 4. Present address (if less than 2 years at this address, all addresses for last 2 years) 5. If you rent: Landlord name, number, amount of rent 6. If you own: Type of property, market value, balance remaining on all mortgages, are you planning to rent or sell? WHERE YOU WORK: 7. Employer name, address & dates (from - to) 8. Previous employer (if less than 2 years at present job) 9. Gross monthly income (pre-tax income) including overtime, bonus, etc. WHERE YOU BANK: 10. Name of bank, account type & balance 11. Any other assets you may have & the balance (401K, stocks, etc) If you are planning to buy the home & qualify with another individual (spouse, partner, relative, etc.) please make sure to include answers to the above questions for both of you. PRIVACY: Any personal information provided for prequalification purposes remains confidential. The data provided is secured and is not shared with any party for solicitation or any other pupose. |
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